Complaining about health insurance companies has become a national pastime. It is rare for me to go to a meeting of physicians or dentists where, inevitably, the conversation moves to the evils of health insurance companies. There is frequently excellent reasons for these complaints and horror stories abound.

I WOULD LIKE TO TELL YOU ANOTHER TYPE OF INSURANCE COMPANY STORY.

I JUST LOST MY WIFE, ELISE AFTER A 20 YEAR BATTLE WITH BREAST AND OVARIAN CANCER. SHE CARRIED THE BRAC1 GENE FOR BREAST AND OVARIAN CANCER. HER SPIRIT AND STRENGTH WERE THE DRIVING FORCE TO HER SURVIVAL WITH THE HELP OF HER EXCELLENT PHYSICIANS AND INCREDIBLE NURSES.

THIS POST IS NOT ABOUT THE MEDICAL PROFESSIONALS. THIS IS A STORY ABOUT AN INSURANCE COMPANY AND ELISE’S CASE MANAGER. HUMANA INSURANCE COMPANY HAS EASED OUR THE WAY THRU THE FINANCIAL NIGHTMARE THAT COULD BANKRUPT MOST AMERICAN FAMILIES. 2011 ALONE SAW OVER 1.5 MILLLION DOLLARS IN MEDICAL EXPENSES. HUMANA INSURANCE HAS ACTED HONORABLY EVERY STEP OF THE WAY ALLOWING ME TO FOCUS ON ELISE.

ELISE’S CASE MANAGER WAS KIM. AFTER WE WERE TOLD ELISE’S LIFE WAS AT AN END BY HER PHYSICIANS ELISE AND I DECIDED SHE WAS NOT READY TO DIE. ELISE HAD 100% BOWEL BLOCKAGE AND DEPENDED ON IV NUTRITION AND MEDICATIONS.

KIM, AT HUMANA WORKED CLOSELY WITH ME AS WELL AS THE PHYSICAINS , HOSPITALS AND MEDICAL SUPPLY COMPANIES. WITH HER EXTRAORDINARY EFFORT ELISE AND I TRAVELED TO HALF MOON BAY FOR MY NEPHEWS WEDDING AND THE FAMILY SHARED AN INCREDIBLE WEEK TOGETHER WITH OUR CHILDREN AND OUR GRANDDAUGHTER. THIS WEEK WAS AN EXTRAORDINARY GIFT.

ELISE AND I ALSO VISITED OUR KIDS IN BALTIMORE WHERE RACHEL MY DAUGHTER JUST BEGAN A PROGRAM IN GENETIC COUNSELING.

THERE ARE SO MANY WAYS THAT KIM AND HUMANA HELPED OUR FAMILY AND FRIENDS SAVOR SEVERAL EXTRA MONTHS OF PRICELESS TIME WITH ELISE. I WANT TO THANK HUMANA AND ESPECIALLY KIM.

HUMANA EXPERIENCED MASSIVE FINANCIAL LOSSES IN PROVIDING MEDICAL COVERAGE TO ELISE.

THANK YOU