Sleep Apnea Diagnosis Can Make Health And Life Insurance Extremely Expensive. Alternatives Can Save Insurance Costs.

Sleep Apnea Diagnosis Can Make Health And Life Insurance Extremely Expensive. Insurance Agents Have Experienced Problems Insuring Clients Diagnosed With Sleep Apnea.

Adverse Insurance Ratings can be avoided by doing off the grid sleep studies.

Sleep Apnea is a dangerous problem that can lead to heart attacks, strokes, excessive daytime sleepiness, short-term memory loss and increases in motor vehicle accidents. It is essential to diagnose and treat sleep apnea. One study showed a 36% decrease in 8 year survival comparing treated and untreated sleep apnea. Learn more about the dangers of sleep apnea @

A problem frequently experienced is that the cost of health, life and disability insurance policies can increase exponentially following diagnosis of sleep apnea. This is problematic for owners of small businesses and wealthy individuals who utilize life insurance to protect their estates.

Financially savvy patients are turning to off the record sleep studies. Patients pay for their sleep studies and treatment in cash to avoid any footprints of the diagnosis. Patient’s records may be identified only by numerical accounts or convenient name misspellings or addition of new names can protect patient’s identities. (Example Barack Obama could become Eric B Obama).

Cash payment secures patient privacy. HIPPA regulations theoretically protect our personal medical information. When obtaining new insurance you forfeit these HIPPA rights in order to qualify for coverage. Insurance benefits can be denied in the future if there is a record of undisclosed illness.

There are two primary treatments for sleep apnea, CPAP and Oral Appliances. Severe Sleep Apnea especially in morbidly obese patients is usually CPAP initially and an Oral Appliance for patients who don’t tolerate CPAP. Studies have shown that the majority of patients reject CPAP and prefer comfortable oral appliances when offered a choice of treatments. Learn more about Oral Appliance therapy for Sleep Apnea at

Patients who are interested in off the grid sleep studies can contact Dr Ira L Shapira, a Gurnee, Il dentist who has been treating Sleep Apnea with oral appliances since the early 1980’s. As a Visiting Assistant Professor at Rush Medical Schools Sleep Center he did research on jaw position and Sleep Apnea.

Dr Shapira is a Diplomate of the American Board of Dental Sleep Medicine and practices Dental Sleep Medicine at Delany Dental Care in Gurnee and at Chicagoland Dental Sleep Medicine Associates in Skokie, Schaumburg and Vernon Hills. In Skokie his practice is located in American Sleep Medicine and in Vernon Hills he utilizes the office of Sleep and Behavioral Medicine.

Dr Shapira realizes the importance of accurate diagnosis and treatment of sleep apnea but also understands the financial impact a diagnosis of sleep apnea can create. Working to create both value and privacy for his patients he arranges for off the grid sleep studies. Baseline studies are essential for diagnosis and titration sleep studies insure treatment efficacy. Post-treatment studies are essential for Oral Appliance Therapy and for CPAP therapy.

Special off the grid pricing has been arranged for Dr Shapira’s sleep patients desiring privacy. Contact Dr Shapira at 1-8-NO-PAP-MASK or at 847-623-5530 for more information on insuring your medical privacy.

Dr Shapira stresses that avoiding sleep studies can have serious medical consequences. Diagnosis and Treatment are the most important medical considerations.